DEPOSIT PRODUCTS

DenizBank Private Banking customers can meet their daily banking needs and they can realize bill and regular payments from their demand deposit account and they can access their accounts when required.

Private Banking customers, who do not want their investments in Turkish Lira and foreign currency to be influenced by the interest movements in the markets and who aim for a risk free and fixed return, can open a time deposit account by choosing the most suitable rate and term for themselves and they gain profits with reasonable interest rates.

You can call the closest Private Banking Center for special interest rates to increase the value of your deposits.

The investors can increase the value of their savings without the risk of theft, losing, fraud and without paying commission and charges in buying-selling transactions.

With Deposit + Fund Bundle, you can increase the value of your savings with mutual fund and time deposit, in a single product.

While you benefit from the fund returns by buying mutual fund with the 25% or 35% of your deposits and you can also benefit from customized interest rates for time deposit. In addition to time deposit, you can also diversify your portfolio by investing in one of the 7 different mutual funds or by investing in fund bundle.

You can increase the value of your savings between 100.000 TL- 2.000.000 TL. In this product, you can invest at least 25 % of your total savings in the below funds:

• DenizBank A.Ş A Type Index Fund,
• DenizBank A.Ş B Type Gold Fund,
• Denizbank A.Ş B Type Bond Bill Fund
• DenizBank A.Ş B Type Short Term Bond and Bill Fund

Or you can invest 35 % of your total savings in the below funds:

• DenizBank A.Ş B Type Government and Corporate Bond and Bill Fund,
• DenizBank A.Ş Private Banking B Type Bond and Bill Fund,
• DenizBank A.Ş Private Banking B Type Performance Variable Fund.

For further information about Deposit Fund Bundle, you can contact our Private Banking Centers.

It is a product which allows our customers, who want to invest in the future and who intend to make regular savings, invest in TL, USD, EUR and GOLD with advantageous interest rates.

With Deposit Accumulating Account, you can start to benefit from advantageous interest rates from your first payment thanks to the monthly or quarterly regular payment of minimum 50 TL/USD/EUR or 1 gr GOLD for 5 years. Besides with the instruction you will give when you open the account, your payments are automatically collected from your demand deposit account or credit card* in each period.

You can make an interim payment, change the amount of regular payment, and make GOLD payments from your demand deposit account in TL, USD or EUR.

With the advantageous interest rates which will be updated at the beginning of a period of one year, you can generate high returns and increase the value of your savings.

For further details about Deposit Accumulating Account, please contact our Private Banking Centers.

*The instruction for gold payments is given only from demand deposit accounts.

Multiple Currency Deposit Account is a product which provides the opportunity of switching to different currencies during the maturity period, and the opportunity of investment for our customers who want to benefit from interest returns and exchange movements.

With Multiple Currency Deposit Account, you can switch to any currency in any amount and continue your time deposit without interest loss.

For further details about Multiple Currency Deposit Account, please contact our Private Banking Centers.

Deposit Account with Interim Period Payment and Increasing Interest Ratio, is a deposit product which has a yearly term and which provides an investment opportunity for our customers who want to generate regular interest return in defined interim periods before the end of the maturity.

You can use the accumulated interest return of your deposits monthly or quarterly, in line with your preference. In the interim period payment dates which you define, your interest return is transferred to your demand deposit and Interim Period Payment Deposit interest continues to accrue for your principal.

In each interim period interest payment day, “Increase Interest Rate” is added to the interest rate valid for the previous period and the new interest rate that will be valid for that period is determined.

You can open a Deposit Account with Interim Period Payment and Increasing Interest Ratio in TL, USD or EUR.

For further information about Deposit Account with Interim Period Payment and Increasing Interest Ratio, please contact our Private Banking Centers.