Agricultural Investment Loans

The fertility of the soil will increase with Deniz!

This is a type of loan that is allocated and granted so as to finance the purchasing of tractors and equipment by real person who make a living from the whole or a partial amount of their income from agricultural activities and who own a farmers certificate, which plays great importance in carrying out agricultural activities and will give them the opportunity to invest in the concerned field of activity.

The land of your dreams is in Deniz!

The Land Purchasing Loans are loans that are allocated so as to finance the cost of the new land that real person farmers who make a living from the whole or a partial amount of their income from agricultural activities and who own a farmers certificate shall buy in order to carry out their farming activities.

Your greenhouse which will make your dreams come true is ready!

These are loans which are allocated aimed at providing the resource that the producer needs in order to cover the costs of input which is necessary for greenhouse construction and maintenance and modernization.

We provide you with the resource, you harvest the fruit!

The Orchard Loan covers loans that are granted aimed at financing the sapling and maintenance costs which real person farmers who make a living from the whole or a partial amount of their income from agricultural activities and who own a farmers certificate, need for the formation of a fruit garden.

A perfect opportunity!

Loans for Animal Breeding Equipment

This is a type of loan that is allocated based on the number of milk cows in the enterprise in order to finance the investments (milking systems, cooling tank etc …) that milk breeding enterprises shall make aimed at increasing their operating income and/or decreasing their operating expenses.

Dairy Cattle Purchasing Loan

The Dairy Cattle Purchasing Loans aim to cover the financing needs that enterprises dealing with milk animal breeding need for the purchasing of dairy cattle.

Cattle Breeding Purchasing Loans

The Cattle Breeding Purchasing Loans aim to cover the financing need that enterprises dealing with animal fattening/breeding need for purchasing of fattening cattle.

This is a type of loan that is granted in order to cover the financing needs in order to provide all kinds of equipment and devices (motor boats, fisherboats, nets, fishfinders, divers sets, oxygen sets and similar equipments) which are needed for aquaculture and piscary. As it is the case with all agricultural fields, DenizBank also supports and looks out for the needs of those concerned with piscary and aquaculture!

DenizBank is aware of its social responsibility in the struggle against the drought which has increased in the last years and thus we offer loans suitable with all kinds of agricultural irrigation equipments along with the Drip Irrigation Loan. This loan will provide the maximum benefit via the correct irrigation methods by utilizing the drip irrigation method for farmers who cannot get enough yields, with the easiest application condition.

Payment Alternatives

You can benefit from flexible payments, equal installments and/or deferred payment opportunities in all our investment loans according to your preference.

Benefits / Advantages

• As only a part of the land gets wet, the water usage is low and the water usage efficiency is high.
• Even water resources with the lowest capacity may be utilized.
• As the pressure is lower compared to the sprinkler system, the energy expenses are lower.
• Waters that are too salty to be used in other irrigation methods can be used in drip irrigation.
• As only the water which is necessary for the plant is given and the inter-rows of the plants remain dry, the amount of weeds decreases.
• Efficient fertilization is carried out via mixing the plant nutrient elements into the irrigation water. This has a positive effect on yield and quality.
• It creates the opportunity of irrigation in areas that do not receive water due to adverse topographic conditions.
• The spreading of plant diseases can be prevented as the surface of the plants does not get wet.
• As there is the opportunity of early harvest, there is the opportunity of selling the products at a higher price.